Aren’t sure if you need travel insurance for your upcoming vacation? Or maybe you are sure that you want travel insurance, but you’re still confused about how to find the right policy.
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Welcome to the surprisingly complex world of travel insurance.
Each policy is distinct, covering you in the event of delayed or canceled flights, inclement weather, medical emergencies, and more. You might want comprehensive coverage that covers you in the event of multiple adverse outcomes, or something more specific to your travel needs, like lost luggage or cruise insurance.
Finding the right policy is only the start, too. Once you know what type of travel insurance fits your needs, you then need to compare offers from the top providers.
The journey to find the right travel insurance might not be simple, but there is a platform that makes it easy to compare and buy travel insurance policies—and it’s been used by thousands of travelers and earned coverage by major publications like USA Today and Forbes.
Welcome to VisitorsCoverage, which is celebrating its second decade of operations this year. Here’s a crash course on how to use VisitorsCoverage to find and compare travel insurance policies that fit your specific needs.
Compare and buy travel medical, U.S. visitors and trip insurance in one place, whether you need emergency medical coverage abroad or protection for the money you’ve already spent on your trip.
- Medical and travel emergencies during international trips
- Coverage for visitors to the U.S.
- Flight cancellations, missed connections, delays and Cancel For Any Reason (CFAR)
Why is finding travel insurance so tricky?
As mentioned above, travel insurance policies come in all shapes and sizes. Policies are designed to cover you for specific outcomes that are most relevant to your travel needs.
For example, if you have a pre-existing medical condition, you’ll want a medical policy that covers emergency room trips and hospital stays. You might even want a more comprehensive policy that covers medical evacuations.
In other cases, travel insurance covers smaller outcomes that have a big impact—like losing your luggage on the way to a work event, missing a cruise due to delays at the airport, or dealing with multiple flight cancellations due to weather events.
Sometimes, destinations also require you to show proof of travel insurance. For example, if you’re applying for a Schengen visa, you must have medical emergency insurance. (Note: this does not apply to US passport holders, since the United States is a Schengen visa waiver country.)
The magic of VisitorsCoverage is that it makes it easy to explore different policy types, then compare your options. The platform also has a blog and knowledge center where you can find resources on common insurance policies that Americans often purchase, such as cruise insurance, medical emergency insurance, and CFAR (cancel for any reason) policies.
How to use VisitorsCoverage to find the right travel insurance for your next trip
VisitorsCoverage has over 65 insurance plans for you to explore from the world’s most trusted insurance providers, from IMG to WorldTrips. Here’s a little more information on how to get started finding the right policy—even if you have zero experience with travel insurance.
If you still have questions, head to the Learn page
Again, travel insurance is tricky. If you’re a little confused about the difference between limited or comprehensive plans, CFAR benefits, and more, you can access information and articles on VisitorsCoverage’s Knowledge Center. They also have valuable information on how to make claims.
When you’re ready to start looking at plans, head to the Products page
You can explore policies based on your needs on their Products. The platform has broken down travel insurance policies into easy-to-explore categories, which you can click on and then start comparing. If you aren’t sure what type of policy you need, take your time exploring the categories.
You can also look for policies that mix and match benefits, from missed connections to pre-existing medical conditions. You can also get a price estimate by filling out a short form with information like your total trip cost, destination, and more.
Compare and buy travel medical, U.S. visitors and trip insurance in one place, whether you need emergency medical coverage abroad or protection for the money you’ve already spent on your trip.
- Medical and travel emergencies during international trips
- Coverage for visitors to the U.S.
- Flight cancellations, missed connections, delays and Cancel For Any Reason (CFAR)
If you need to make a claim, you can rely on Claims Assistance
Let’s say something goes wrong on your trip and you need to file a claim. If you’re new to travel insurance, you might have a few questions. Even if you aren’t new to trip insurance, you might still need help figuring out whether your claim will be covered.
One of VisitorsCoverage’s top features is its Claims Assistance. After you file your claim with the insurance provider, you can then contact the platform’s Claims Assist Specialist, who can help you ensure you submit the right materials and help you learn more about your claims process.